About this tool

DebtClear is a set of 12 free debt payoff calculators that run in the browser with no signup and no account. Compare the debt snowball and debt avalanche methods side by side and get a debt-free date plus the total interest each method saves. Dedicated calculators cover credit card payoff, minimum payments, debt consolidation, debt-to-income ratio, student loans, auto loans, personal loans, mortgage payoff and HELOC payoff. There is no paywall or upsell on any calculator. A free Android app is also available for tracking a payoff plan over time.